Ready to See If You Qualify?
Take the first step toward homeownership with flexible down payment assistance options. Applying is free, quick, and comes with no obligation.
About The Program
Our Down Payment Assistance (DPA) programs are designed to help qualified buyers overcome upfront costs and get into a home sooner.
Funds are provided at closing, helping reduce or eliminate your out-of-pocket expenses.
This program helps you overcome the biggest barrier to homeownership — cash to close — while offering flexible repayment or forgiveness options, depending on eligibility.
Why Choose Our Down Payment Assistance Program
Smart, flexible assistance designed to help qualified buyers overcome upfront costs and achieve homeownership.
Low Credit Friendly
Qualify with a credit score as low as 600, making homeownership possible even if your credit isn’t perfect.
Flexible Assistance Options
Down payment assistance can be fully forgiven, repaid over time, or offered as a grant, based on eligibility.
No Income Retrictions
There are no income restrictions, giving more buyers the opportunity to qualify without earnings caps. Learn More
Multiple Property Types
Eligible for houses, condos, manufactured homes, and multi-family properties, offering flexibility in your home choice.
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TAKE THE FIRST STEP TOWARD HOMEOWNERSHIP TODAY
Take the first step with confidence. Our down payment assistance programs offer flexible options with no cost to apply and no obligation to proceed.
Frequently asked questions
The Down Payment Assistance (DPA) program is designed to help homebuyers overcome the biggest barrier to homeownership—cash to close. Funds are provided at closing to reduce or even eliminate out-of-pocket expenses. Depending on eligibility, the assistance may be fully forgiven, repaid over time, or provided as a grant.
The program is open to qualified buyers with no income restrictions and accepts credit scores as low as 600. It can be used for multiple property types, including single-family homes, condos, double-wide manufactured homes, and multi-family properties. All applications are subject to credit approval.
No. There is no cost to apply and no obligation to move forward. Submitting an application is for informational purposes only and does not represent a commitment to lend or extend credit.